Jens 'n' Frens
Idle thoughts of a relatively libertarian Republican in Cambridge, MA, and whomever he invites. Mostly political.

"A strong conviction that something must be done is the parent of many bad measures."
  -- Daniel Webster

Wednesday, April 21, 2010 :::

Tyler Cowen notices a story buried in the New York Times:
Fearing that health insurance premiums may shoot up in the next few years, Senate Democrats laid a foundation on Tuesday for federal regulation of rates, four weeks after President Obama signed a law intended to rein in soaring health costs.
Incidentally, I think an important question for analyzing what health "insurance" will look like in 10 years (assuming the legislation stays as it is) is how well "insurance" companies are going to be able to make plans look unattractive to people with existing conditions. Can you offer a plan with very poor coverage of cancer treatments, for example, possibly offering another (much more expensive) plan with better coverage of cancer treatments?

Incidentally, note that someone attempting to game the system by not buying insurance until they're sick would likely not be able to buy insurance between contracting appendicitis (or being in a car accident) and incurring medical expenses. I'm a bit unsure, ex post, whether they would find themselves partially indemnified by some party or another.


::: posted by dWj at 1:56 PM

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Idle thoughts of a relatively libertarian Republican in Cambridge, MA, and whomever he invites. Mostly political.

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